You do not have to accept bullying and abuse from debt collectors. We prosecute claims under the various consumer protection statutes, and we often take cases at no charge whatsoever to our clients. If you wish to discuss fighting back against a rogue debt collector, get started with a free consultation with our office.
Fair Debt Collection
The Fair Debt Collection Practices Act (FDCPA) requires that debt collectors treat you with dignity, honesty and respect. Anything less is considered unlawful contact, and you have a right to damages.
Fair Credit Reporting
The Fair Credit Reporting Act (FCRA) requires accurate information be reflected on your credit reports. If inaccurate information continues to be reported on your credit reports, you have the right to pursue the responsible parties.
Protection During Bankruptcy
If you are involved in a bankruptcy case, you are protected by the Automatic Stay from all collection efforts by your creditors.
Protection After Bankruptcy
The key benefit from consumer bankruptcy, the discharge injunction prevents your pre-bankruptcy creditors from taking action against you. If they do, they are violating the injunction.
Take Action with a Free Attorney Consultation
If you are being harassed by a debt collector, or experiencing unlawful collection on a debt you eliminated through bankruptcy, contact our office for a free attorney consultation. All we do is consumer protection law, and we can help put a stop to unlawful collection activity. You may be entitled to bring an action against the debt collector for money damages, and the debt collector may be responsible to pay your attorney’s fees and lawsuit costs.
What Our Clients Say…
I was introduced to Joseph Brown by my sister in law who told me to try him out. At first when dealing with things like this you become very skeptical. But Mr. Brown was never pushy and he was always available and responsive whenever I left him a message. That is why I decided to hire Mr. Joseph Brown to represent me. I am glad I did. Joseph Brown made the whole process easy and very professional.Gary C.
This is the BEST Lawyer I have ever retained! Joe really gives the sense of caring about his clients which was surprising from past experiences with different lawyers in Gainesville. He is the only choice for a bankruptcy lawyer PERIOD!!!Danny W.
Having Mr. Joseph Brown represent me was postitive experience. He was knowledgeable in the subject matter in my case and was prompt in corresponding with me consistent basis. My overall experience with Mr. Brown was excellent. I have and will continue to recommend Mr. Brown to my family and friends.Chris G.
Joe is a great lawyer. I emailed and called him 3 days before I had to file for bankruptcy. Everything was done fast and no problem. The communication was great and had no problem getting in touch with me as soon as possible. I would recommend this lawyer to family and friends.Melissa P.